Real files. Real numbers.

When Tori approached us, she was struggling to get by and meet the repayments on 10 different loan accounts, all coming out on different days, for different amounts, with rates ranging up to 24%.

Coupled with day to day expenses and the rising cost of living, she really felt like every day was living just to pay the bills.

Her combined repayments were about $3,950 per month, with on average $42 per month in loan account fees.

This truly was an amazing outcome for our client. We were able to find a lender that was happy to consolidate those 10 accounts into one, easy to manage low mortgage repayment of just $1,711 per month.

That's a saving of $2,239 per month.

And here's a fun fact — if that saving of $2,239 goes back onto the mortgage every month, it would be paid out in full in just 7 years and save a massive $248,688 in interest.

When Luke & Rachel contacted us they thought all was lost. They were paying $450 per week in rent, when the mortgage on similar houses nearby was less than half of that.

They knew their rent was wasted money when they could be paying less and owning their own home at the same time.

The problem was that they'd recently been through some personal issues which ended in a Part IV bankruptcy agreement with their creditors. Since then they'd got themselves back on track and were paying off those creditors — but the mark on their credit file was hindering their chances of getting a new home.

We found a lender that said yes, and even managed to get the Part IV bankruptcy agreement and creditors paid out in full.

Luke & Rachel went from $450 a week in rent, plus several hundred more each week paying off the creditors, to owning their own home and paying just $250 a week with no other debts left to pay.

So not only did they get their new home, they were spending far less and were on track to repair their credit files once again.

When Frank approached us, his own bank that he'd been loyal to for years told him he needed an unachievable 30% deposit due to the location he wanted to live in.

Frank was working a high-paying job out in the mines and earning a decent income, had great history with his bank and very little outgoings. He'd never defaulted on a debt, never missed a payment and had an excellent credit score.

With finance due in 3 weeks on his new home, he was feeling let down by his bank and worried it would never happen.

Frank secured his new home with just a 10% deposit, from a trusted lender that was able to think outside the box and consider the overall application.

He's now living in his new home and has escaped the rental trap for good.

And the location his original bank didn't seem fond of literally doubled in value in just one year. Frank used that gain to buy a second investment property in the same area to build more wealth for his future.

Laura & Timmy were shocked to find their bank was offering rates a whole 1% lower to win new customers, and were heartbroken when it refused to repay their loyalty with that same rate.

They had been loyal customers of the bank for over a decade and thought their bank would look after them and give them the same deal.

"How can you give a completely new customer a lower rate than a 10-year loyal customer?"

It wasn't until they decided to give this mortgage broker thing a go and break away from their bank that they finally saw some results.

Our team compared the market and sourced a lender that was offering a great deal to win new customers.

Laura & Timmy switched to a more customer-focused and flexible lender with minimal fuss, saved over $300 per month, and got a rate a whole 1% below what they already had.

It was even lower than what their own bank was offering new customers.