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Video· Payoff· Debt

Should You Refinance Your Home Loan?

1 July 2026 · 1 min read

The goal of refinancing isn't just getting a cheaper rate, but getting rid of your mortgage altogether.

Should you refinance?

Maybe.

But before you ask how much you could save on your interest rate, ask yourself:

Will this help me pay off my mortgage sooner?

The goal isn't a cheaper mortgage.

The goal is getting rid of the mortgage altogether.

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General information only. This is not personalised advice. Your individual circumstances should be considered before making any financial decisions.

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